Your Trusted Partner in Medicare Insurance

About Us

At Lubbock Senior Insurance, we are dedicated to serving the Medicare needs of retirees, seniors, and individuals with disabilities. Our mission is built on a foundation of trust, respect, and personalized service. We don’t just see our work as a job—it’s a commitment to helping people like you navigate the complexities of Medicare and insurance with confidence and ease.

Lubbock Senior Insurance
Who We Are

A Personalized Approach to Your Insurance Needs

Professional Dedication

We view our work as a service to the community, and we approach every client interaction with care and commitment.

Honesty & Respect

Transparency is at the heart of everything we do. We treat our clients with the same respect and integrity we would expect for ourselves.

Quality Service

Excellence is our standard. We strive to provide top-tier service to every client, ensuring your experience is seamless and stress-free.

Meet Our Agents

Lowell Bridges

Robert Gilbert

Raised in the small West Texas town of Paducah, Robert developed a strong work ethic and a practical, service-minded approach from an early age. After graduating high school in 1975, he attended Vernon Regional College for two semesters before beginning a hands-on career in the automotive industry.

Robert first worked as a technician at a General Motors dealership, where he gained valuable technical and customer service experience. He later transitioned into the oilfield, becoming a daylight driller and working across both Texas and Oklahoma. His diverse background in technical service, operations, and leadership continued to grow when he returned to the GM dealership as a service manager, serving in that role for several years.

In 1990, Robert founded Bob Car Service Center in Levelland, Texas, building and operating the small business until 2005. After selling the business, he moved into direct sales and owned a water company franchise in New Braunfels. Following that chapter, He returned to Lubbock in 2007 and began a new career in Medicare insurance sales.

Starting as an agent, Robert advanced into agent training, management, and leadership. He later joined forces with two partners and became part of Lubbock Senior Insurance, where he currently serves as President and CEO. His career reflects decades of dedication to service, entrepreneurship, and helping individuals and families make informed decisions about their insurance needs.

806-241-5215

[email protected]

E. Deryl Hoodenpyle

Deryl Hoodenpyle

“I can often be found at United Grocery Store located at Parkway and MLK meeting clients and answering questions on Medicare.”

Deryl has been a Senior Insurance Products Specialist since 2018, following in the footsteps of his father, Jim Hoodenpyle, who also worked in the senior insurance field. Deryl is passionate about building lasting relationships with his clients, ensuring they have the support they need for life. He takes pride in helping seniors save on their medical expenses and navigate the often-confusing world of Medicare.

Deryl graduated from the University of North Texas but has deep roots in West Texas, where he remains a devoted fan of the Texas Tech Red Raiders. He is married to Christy and has two grown children, along with two Australian Shepherds.

Deryl is happy to assist clients with any questions about Medicare, Medicaid, or other insurance needs. He specializes in helping clients choose the right Medicare Advantage or Supplement (Medigap) plan and can also provide guidance on Part D prescription drug plans, dental, vision, and life insurance.

806-281-7674

[email protected]

Charley Cooke

Charley Cooke

Charley is originally from St. Louis, Missouri, and holds a Bachelor of Science in Business Administration from the University of Missouri. With over 24 years of sales and management experience at Southwestern Bell/AT&T, Charley transitioned into the insurance industry and has been a licensed Life & Health Insurance agent in Texas for over six years.

Charley specializes in Medicare insurance for seniors and has recently expanded his portfolio to include ancillary products, making him a well-rounded insurance agent for his clients. He is dedicated to providing expert guidance and helping clients find the best coverage at competitive rates.

Charley is married to Mindi, and they reside in Lubbock, Texas.

806-786-6889
[email protected]
Crystal Nichols

Crystal Nichols 

“I would love to help you with your health coverage needs and make sure you feel confident in your choices”

As a Lubbock-based licensed insurance agent with four years of dedicated experience, Crystal Nichols specializes in guiding individuals and families through the complexities of Life Insurance, Medicare and Marketplace plans. 

Originally from Brownfield, Texas, Crystal combines small-town heart with expert industry knowledge. Crystal understands the importance of finding coverage that fits each person’s needs, making it simple and stress-free. Honored with the 2026 Marketplace Circle of Champions Certificate of Recognition for outstanding performance and commitment to clients.

When she’s not helping clients navigate their insurance options, Crystal loves living life in Lubbock to the fullest. You’ll usually find her spending quality time with her family, unwinding at the lake, or cheering on the Red Raiders at Texas Tech football games.

806-789-4952
[email protected]
Charley Cooke

Tammy Brown

Meet Tammy Brown Garcia! Tammy’s servant heart and passion for helping seniors were realized when she helped her father and friends navigate Medicare. Tammy received her Master’s from Texas Tech University and brings 35+ years of professional experience. She’s licensed and prepared to offer Medicare and Marketplace ACA health insurance. She also offers ancillary coverage to include dental, vision, and hospital indemnity, along with life and final expense insurance and estate planning services: wills, trusts, and annuities.
With knowledge, compassion, and personalized service, Tammy helps clients navigate their options with confidence. Contact her for warm West Texas service. ¡Se Habla Español!

 806-777-5425
[email protected]
Crystal Nichols

Linda Meeks 

A Heart for Helping Individuals

Every service we offer is driven by Linda’s deep-seated passion for helping individuals secure their peace of mind. For Linda, the most fulfilling part of this work isn’t closing a sale; it’s the quiet relief in a client’s voice when they finally understand how their coverage works, or the comfort a family feels knowing their future is completely protected.
Linda brings a wealth of professional credentials to her clients. She is fully Texas-certified and dedicated to serving families and small businesses throughout the state.

When Linda isn’t at her desk analyzing policy details or answering client phone calls, she is deeply immersed in the community she loves. Linda’s life outside of work is anchored by her active involvement in her local church and her profound dedication to the fostering system—a cause close to her heart that reflects her innate desire to care for vulnerable individuals and families.

Above all, Linda treasures spending quality time with her children. On a beautiful afternoon, you can easily find her out fishing, lost in a great book, or enjoying her favorite Mexican food with friends and family.

It is this exact blend of faith, family devotion, and community service that shapes the culture of Linda Meeks. “I treat my clients like neighbors because, to me, that is exactly what you are.”

Whether you are approaching retirement and need a patient guide through Medicare, or you are a self-employed business owner trying to establish reliable health coverage, we are here for you. We welcome you to reach out to our team for an understanding, completely no-pressure consultation.

806-790-2300
Charley Cooke

Chris Burkholder

“Whether it’s to simply answer your questions or find the right plan to fit your needs, I am here to help.”

Chris was born in Lubbock and although he has lived in other places, considers West Texas home. He has assisted clients with their medicare needs since 2020. His focus is to give them a clear understanding of their options and help them make the right choice.

Chris is passionate about his faith. He is an avid golfer, likes to travel and loves his family. He and his wife Tammy have one son, a daughter-in-law, and two beautiful granddaughters.

480-510-1376
Lowell Bridges

Lowell Bridges

Lowell has joined the Lubbock Senior Insurance team and brings over 40 years of experience in Life, Health, and Annuity solutions for our retirees. He has lived in Lubbock most of his life and graduated from Texas Tech University in 1981. He has a broad background with insurance and financial services and can assist our customers with ways to secure their retirement savings with conservative solutions to grow and preserve their assets.

Lowell has assisted many retirees across West Texas and New Mexico with decisions concerning Medicare, Social Security, and estate planning issues. He is a member of the International Association for Financial Planning, and Texas Tech Alumni association.

806-790-1625